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Terms & Conditions

SMV LLC  |  Effective Date: January 1, 2025  |  Last Updated: January 1, 2025

Acceptance of Terms

By accessing or using the website at the-smv.com (the "Site"), operated by SMV LLC ("SMV," "we," "us," or "our"), located at 3882 S Grape St, Denver, CO 80237, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with these Terms, please do not use the Site.

We reserve the right to update these Terms at any time. Continued use of the Site after any changes constitutes your acceptance of the revised Terms.

Use of the Site

The Site is intended for business purposes and general informational use. You agree to use the Site only for lawful purposes and in accordance with these Terms. You may not:

  • Use the Site in any way that violates applicable laws or regulations
  • Transmit any unsolicited or unauthorized advertising or promotional material
  • Attempt to gain unauthorized access to any portion of the Site or its related systems
  • Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site
  • Use automated tools to scrape, index, or extract data from the Site

SMS Terms & Conditions

By opting in to receive SMS/MMS messages from SMV LLC, you agree to the following terms:

Program Description: SMV LLC may send recurring marketing and promotional SMS/MMS text messages, including offers, updates, and information about our financial products and services, to the mobile number you provided when opting in. Messages are sent using an automated telephone dialing system (ATDS).

Message Frequency: Message frequency varies; you may receive up to 4 messages per month.

Charges: Message and data rates may apply. Standard carrier rates for SMS/MMS messages apply based on your individual plan.

Opt-Out: Reply STOP at any time to cancel and stop receiving SMS messages from SMV LLC. After texting STOP, you will receive a single confirmation message confirming your opt-out. No further messages will be sent unless you opt in again.

Help: Reply HELP for help or contact us at michael@the-smv.com for assistance.

Supported Carriers: Our SMS program is available on all major U.S. carriers. Carrier support may vary.

Consent to receive SMS/MMS messages is NOT a condition of purchase or of obtaining any financial product or service from SMV LLC. You may conduct business with us without opting in to text messages.

Financial Services Disclaimer

The information provided on this Site is for general informational purposes only and does not constitute financial, legal, or investment advice. All funding products and terms are subject to credit approval, underwriting review, and applicable laws and regulations.

Approval, funding amounts, and terms vary by applicant and are not guaranteed. SMV LLC is a direct lender and does not act as a broker, agent, or intermediary for third-party lenders in connection with the products described on this Site.

Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, images, and software, is the property of SMV LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any Site content without our prior written permission.

Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and sharing of your personal information.

Disclaimer of Warranties

THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SMV LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR THESE TERMS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100.00).

Indemnification

You agree to indemnify, defend, and hold harmless SMV LLC and its officers, directors, employees, agents, and successors from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Site, your violation of these Terms, or your violation of any applicable law or regulation.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law principles. Any dispute arising out of or relating to these Terms or the Site shall be resolved exclusively in the state or federal courts located in Denver County, Colorado, and you consent to the personal jurisdiction of such courts.

Third-Party Links

The Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms will otherwise remain in full force and effect.

Contact Us

Questions about these Terms? Contact us:

SMV LLC
3882 S Grape St, Denver, CO 80237
Email: michael@the-smv.com

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