Business Funding Solutions

Capital Structured Around Your Business

Core Product

Working Capital Loans

Operational funding for businesses with consistent revenue and a clear growth trajectory.

Fund Your Operations with Confidence

Working capital is the lifeblood of any operating business. Whether you're managing seasonal fluctuations, capitalizing on a bulk inventory opportunity, or bridging a gap between receivables and payables, SMV LLC provides direct working capital solutions calibrated to your specific operating rhythm.

What We Fund

  • Payroll and operational overhead during growth phases
  • Inventory purchases and bulk supplier discounts
  • Marketing campaigns and customer acquisition
  • Seasonal demand preparation and capacity increases
  • Bridge financing while awaiting receivables

Typical Terms

Funding amounts vary based on your monthly revenue and business profile. Terms are structured to align repayment with your actual cash flow — not an arbitrary schedule designed for the lender's convenience.

Asset-Based

Equipment Financing

Acquire the tools your business needs without depleting working capital reserves.

Own the Equipment. Keep the Capital.

Equipment is the backbone of many businesses — manufacturing, logistics, construction, medical, technology. Tying up your working capital in depreciating assets limits your strategic flexibility. Our equipment financing separates asset acquisition from operational liquidity.

Equipment We Finance

  • Commercial vehicles and fleet expansion
  • Manufacturing and production machinery
  • Medical and diagnostic equipment
  • Technology infrastructure and server hardware
  • Construction and heavy equipment
  • Restaurant and food service equipment

How It Works

The equipment itself serves as collateral, allowing for competitive terms and faster approval. We finance new and used equipment from authorized dealers and private sellers.

Flexible Structure

Revenue-Based Financing

Funding that breathes with your business — repayment tied to your actual revenue performance.

Capital Aligned with Your Revenue Cycle

Revenue-based financing is designed for businesses with consistent but variable revenue — e-commerce, SaaS, retail, service businesses, and similar models. Instead of fixed monthly payments, repayment is structured as a percentage of your gross revenue, automatically adjusting when sales are strong or slow.

Ideal For

  • Businesses with monthly revenue exceeding $25,000
  • E-commerce and direct-to-consumer brands
  • Service businesses with recurring client revenue
  • Seasonal businesses requiring flexible repayment windows
  • Operators seeking to avoid traditional fixed-payment loans

The Advantage

No fixed payment pressure during slow periods. No penalty for early repayment. Funding tied to your performance — a structure that aligns our success with yours.

Real Estate

Commercial Real Estate

Acquisition, refinancing, and development funding for commercial properties.

Build Your Property Portfolio

Commercial real estate is one of the most effective vehicles for long-term wealth creation and business stability. Whether you're acquiring your first commercial property, refinancing an existing asset, or funding ground-up development, SMV LLC provides direct lending solutions for commercial real estate across the country.

Property Types

  • Office and professional space
  • Retail and mixed-use properties
  • Industrial and warehouse facilities
  • Multi-family residential (5+ units)
  • Hospitality and special-use properties

Our Approach

We evaluate each property and sponsorship on its merits — not a rigid checklist. Strong assets with experienced operators can access capital that conventional lenders won't provide.

Revolving Credit

Growth Capital Lines

Revolving credit facilities for businesses with ongoing capital needs and strategic growth plans.

Credit Available When Opportunity Knocks

A business line of credit provides the strategic flexibility that growth-oriented operators require. Draw capital when you need it, repay it as revenue allows, and maintain access to a revolving facility that scales with your business.

Use Cases

  • Opportunistic inventory or acquisition purchases
  • Bridge financing between major transactions
  • Marketing and growth investment campaigns
  • Ongoing operational flexibility for scaling businesses
Receivables

Invoice Financing

Convert outstanding invoices into immediate working capital without waiting for client payments.

Your Receivables Are Capital — Unlock Them

B2B businesses frequently carry significant capital locked in outstanding invoices. Invoice financing allows you to convert those receivables into immediate liquidity — continuing operations and growth while clients settle on their terms.

Eligible Receivables

  • Outstanding invoices from commercial clients (not consumers)
  • Government and institutional receivables
  • Invoices with terms of 30–120 days
  • Verified, undisputed receivables from creditworthy clients
Eligibility

Do You Qualify?

We work with a wide range of businesses. Here's what we typically look for — though every application is evaluated individually.

Time in Business
6+ Months

We work with businesses that have established operating history and revenue patterns.

Monthly Revenue
$15K+

Minimum monthly gross revenue varies by product. Most programs start at $15,000/month.

Industry
Most Accepted

We fund businesses across most industries. Some restricted sectors may apply.

Apply Today

Ready to Access Business Capital?

Our funding specialists will review your profile and identify the right solution for your specific situation. No obligation to proceed.

Start Your Application